Have you ever lost money to a scam and were so embarrassed you didn’t tell anyone or even report it because you felt really stupid?
Well, you weren’t stupid. You were the victim of a sophisticated cybercrime and what you may have been feeling is called “fraud shame” – where people feel it is their fault for being the victim of a cybercrime, even though the real person responsible is the criminal perpetrating it.
As a society, we have a strong tendency to blame the victim of scams and fraud; focusing on something the victim didn’t know or didn’t do rather than focusing on the criminal and the crime. According to an AARP report on victim shaming, the vast majority of Americans (85%) think that fraud can happen to anyone, and yet a majority (53%) also believe that fraud victims are culpable and blameworthy.
But victims don’t intend to send many to criminals. As Kathy Stokes, Director of Fraud Prevention Programs for AARP points out, “They were trying to help a beloved grandchild get out of trouble, or trying to build generational wealth.”
Fraud shame affects us all. Besides adding insult to injury, fraud shame can cause victims not to report that they were the victim of a crime. Crimes go unreported, criminal activity is not addressed, and we are more at risk.
Although there is the perception older adults are more gullible, scams affect everyone regardless of their age, education, or technological proficiency – but differently.
In 2021, older adults were about five times more likely to report losing money on tech support scams than younger adults; and twice as likely to report losing money on a prize, sweepstakes, or lottery scam. But not surprisingly, younger adults were over four times more likely to report a loss on an investment scam such as bogus cryptocurrency investment schemes than older adults; and five times more likely to lose money on job scams.
So what can we do to fight fraud shame? A couple suggestions.
First, if someone close to you tells you they are the victim of fraud, don’t blame them! Instead, provide support, and help them reach out to the authorities to report the crime.
Second, explain to them how to stay safe online: knowing the different types of cybercrimes such as phishing; using a long, unique password; installing the latest software updates; and using two-step authorization. The National Cybersecurity Alliance at https://staysafeonline.org/resources/ is an excellent source to find tools to stay safe online.
It’s becoming harder to identify scams. (Is my computer really being attacked by a virus? Do I need to call the phone number flashing on my screen? HELP!) And it’s not going to get any easier with artificial intelligence! But if fewer folks felt ashamed and reported crimes; and more folks knew how to identify and avoid cybercrimes, the Internet would be more secure and safer for all of us.
BRAIN TEASE: An orchestra of 120 players takes 40 minutes to play Beethoven’s 9th symphony. How long would it take 60 players to play the symphony?
The name of the game show where four panelists must determine guests’ occupations by asking only “yes” or “no” questions was What’s My Line. I received correct answers from Elaine Kirby, Carol Earl, Jess Birge, Dave Lutgens, Marny Weting, Donna Mollet, Keith Clymer, Doug Nelson, Pat Evenson-Brady, Rhonda Spies, Diana Weston, Nancy Higgins, and this week’s winner of a quilt raffle ticket Lana Tepfer whom I forgot the last two weeks! So Lana would have some company, I also missed Bruce Johnson.
I remember this camera when it first came out because you could develop a picture in less than 60 seconds! For this week’s “Remember When Question”, what was the name of the first commercially viable easy-to-use instant camera released in 1972 and invented by American scientist Edwin Land? Email your answer to www.mcseniorcenter@gmail.com, leave a message at 541-296-4788, or drop it off with the SX-70 model.
Well, it’s been another week, pondering all of life’s intangibles. Until we meet again, you know it’s autumn when the alarm goes off and it’s still dark!
“Experience is a wonderful thing. It enables you to recognize a mistake when you make it again.” Franklin Jones
Nutritious home-delivered and in-person meals are available at noon Monday through Friday unless otherwise noted.
Seniors of Mosier Valley (541-980-1157) – Mondays and Wednesdays; Hood River Valley Adult Center (541-386-2060); Sherman County Senior and Community Center (541-565-3191); The Dalles Meals-on-Wheels (541-298-8333)
For meal sites in Washington, call Klickitat County Senior Services – Goldendale office (509-773-3757) or the White Salmon office (509-493-3068); Skamania County Senior Services (509-427-3990).
Answer: Eighty minutes is the most common answer, but is still wrong. A song is forty minutes no matter how many people are playing it.